Your whole business at a glance,every M-Pesa payment already reconciled.

Gigva turns your daily payments into a live dashboard: today’s sales and cashflow, what has been reconciled, what is still owed, and what needs a look. Reconciliation runs on its own in the background, so the numbers in front of you are always current.

Beyond reconciliation

Run the whole business from one screen.

Matching payments is where Gigva starts. Because the same dashboard already holds your live money data, it also shows you how the business is actually doing, so you can make decisions in the morning instead of waiting for month-end.

Cashflow you can read

See what came in today, this week and this month, already matched to invoices, so you always know your cash position without a spreadsheet.

Team and branch performance

Compare cashiers, drivers, outlets and branches on one screen, and see who is selling, what is moving and where to look.

Stock that manages itself

Track stock as it sells, catch low levels before you run out, and turn reorder points into supplier purchase orders.

Customers you can act on

Know who pays on time, who is overdue and who has gone quiet, so you can follow up while it still makes a difference.

The problem

M-Pesa handles most of your revenue. Excel still handles your reconciliation.

Kenyan retail shops, logistics firms, and SMEs move most of their revenue through M-Pesa, but Safaricom built a payment network, not an accounting system. That gap costs real time and real money every week. Gigva closes it with one dashboard that reconciles, tracks, and reports automatically.

Hours lost to manual reconciliation every week

Most Kenyan retail shops and SMEs export M-Pesa statements and match them to invoices by hand, often on a Friday afternoon. Every manual entry is a chance to miss a payment or duplicate one. Gigva reconciles every payment automatically the moment it lands, so that Friday afternoon is free.

No live view of what has been paid

Without a shared, real time dashboard, teams call customers to confirm payment or discover a missed invoice weeks later, after the cash flow damage is done. Gigva shows every payment, match, and outstanding balance on one screen that updates itself in real time.

Month end is a scramble

Pulling numbers from M-Pesa statements, bank records, and a separate invoicing tool means reports arrive late or wrong, and the problem grows with every extra till or branch. Gigva keeps one accurate ledger all month, so closing the books takes minutes, not days.

How it works

From payment to reconciled in seconds, on its own.

  1. 01

    Your customer pays

    They send M-Pesa to your usual till or paybill. Nothing changes for them.

  2. 02

    Gigva captures it

    The payment lands in Gigva in about 3–5 seconds, with the amount, reference and everything else.

  3. 03

    It matches itself

    Gigva finds the right invoice and reconciles the payment automatically.

  4. 04

    You see it live

    Your dashboard, reports and alerts update on the spot. No spreadsheet needed.

10,000+ businesses on Gigva
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businesses on Gigva
23 Kenyan counties with active users
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counties across Kenya
Top Fintech Startup award
Top Fintech Startup
Kenya Startup Awards 2024, Best SME Finance Tool