Gigva is the operating system for Kenyan SMEs and service businesses, agencies, consultants, service providers, and growing businesses with 2–50 employees. It handles your invoicing, M-Pesa reconciliation, payroll, and cash flow in one place so you can focus on delivering work, not chasing numbers.
SME Business Dashboard
This Month Revenue
KSh 342,000
+24% vs last month
Outstanding
KSh 87,500
3 invoices unpaid
Monthly Expenses
KSh 121,300
On budget
Net Profit
KSh 220,700
64.5% margin
Outstanding Invoices
Payroll This Month
SMEs need invoicing, M-Pesa matching, payroll, and cash flow in one system, not four separate tools with four separate subscriptions.
Every client payment via M-Pesa is logged and matched to the correct invoice automatically. No more manually checking your M-Pesa statement at month end. Outstanding invoices are flagged in real time.
Create branded invoices and quotes in 30 seconds. Send by email or WhatsApp link. Clients pay directly via M-Pesa from the invoice. Payment status updates automatically when payment is received.
See monthly revenue vs expenses, outstanding receivables, and cash flow projections. Know exactly whether you can cover payroll next month, before it’s a problem.
Calculate staff salaries with automatic KRA tax, NSSF, SHIF, and AHL deductions. Generate payslips, send them by email, and initiate M-Pesa bulk payments to staff bank accounts.
Log business expenses by category, attach receipts, and track VAT. Schedule supplier payments and reconcile your bank account against M-Pesa outflows. Export for your accountant in one click.
Give clients access to a branded portal where they view their invoices, payment history, and outstanding balances. Share a payment link, clients pay via M-Pesa without calling you.
Ask Gigva plain-language questions about your business, which clients pay late, which services earn the most, where cash flow tightens each month. The AI Advisor reads your live invoicing, payment, and client data and replies with specific, actionable answers. Included on every plan with monthly message tiers.
Choose how often you pay - save more with longer subscriptions. 14-day free trial on all plans.
Perfect for a single outlet
Billed monthly. Cancel any time.
For growing businesses
Billed monthly. Cancel any time.
Enterprise-grade for large businesses
Billed monthly. Cancel any time.
All plans include M-Pesa integration, SSL security, and free onboarding support. Try any plan free for 14 days →
Prices shown in USD. KES equivalent at ~KSh 129/USD indicative rate.